2023 Maryland Conforming Loan Limits
View the 2023 conforming loan limits for Maryland below. If you need a loan amount that is higher than the conforming loan limits allow, you will need a jumbo loan.
| COUNTY | SINGLE FAMILY | 2 FAMILY | 3 FAMILY | 4 FAMILY |
|---|---|---|---|---|
| ALLEGANY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ANNE ARUNDEL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BALTIMORE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALVERT COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| CAROLINE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARROLL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CECIL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHARLES COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| DORCHESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FREDERICK COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| GARRETT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARFORD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOWARD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KENT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTGOMERY COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| PRINCE GEORGE’S COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| QUEEN ANNE’S COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ST. MARY’S COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SOMERSET COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TALBOT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WICOMICO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WORCESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BALTIMORE CITY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |